College Students Need Health Insurance|
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I’m Doug Hawthorne, president and CEO of Texas Health Resources, with “The Business of Health Care Report.”
As you proudly contemplate your child’s transition to college this fall, I’m sure you’re putting thought into buying needed supplies, paying for room and board and making sure your child’s car is in good shape.
Have you thought about health insurance?
According to the Texas Department of Insurance, young adults aged 18 to 24 have the highest risk of being uninsured of any group in the state – a staggering 36 percent of those attending public colleges.
Although your health insurance may cover your child in college, your child could be dropped if he or she falls below the minimum number of required hours.
Why is this important? A recent mumps outbreak in the Midwest affected college students disproportionately because of their close living quarters. Meningitis among college-aged students also is not uncommon. Car accidents, food poisoning, and a myriad of unexpected things can happen. Without health insurance, these issues can become financial burdens to the student and family.
Talk to your benefits personnel to learn what your student must do to stay covered. And, make sure your child has an insurance card. Or, consider student health coverage – offered by many colleges and universities – if your student drops off your plan.
Ultimately, your child’s health and financial well-being – as well as your own – may be at stake.
For Texas Health Resources and its faith-based family of hospitals –Harris Methodist, Presbyterian and Arlington Memorial – I’m Doug Hawthorne.